No, the funds can only be paid into the account on record (as per your initial onboarding).

No, you cannot change any of your personal details. If you need to update your employer or personal details, please visit your nearest branch, or send a WhatsApp to 076 027 5497 and we’ll be in touch.

No, you cannot change the instalment of the preceding deal. If you wish to increase/decrease your instalment, please visit your nearest branch, or send a WhatsApp to 088 738 6343 and we’ll be in touch.

You can receive the funds within 24 hours provided all the requirements and conditions have been met.

Yes, you will be able to review the offer on USSD; including the loan amount, the amount paid to you, the instalment, the cost of credit, the loan term, the total amount due and the account to which the funds will be paid. You can choose to decline the offer at any time, provided you have not submitted the one-time password (OTP). A cooling period of 10 days applies, meaning you can cancel your loan within 10 days of signing your contract.

Yes, Select has several automated checks as mentioned above in place to confirm that your details are correct and are protected at all times. Additionally, Select will keep you informed via SMS throughout the processing of your application. Your funds will be paid into the original bank account on record and cannot be changed during the top-up process, therefore no one can apply on your behalf.