Products

Select one of the product names on the left to view the description on the right.

       EMERGENCY FACILITY LOAN

Debit Order Loan

EMERGENCY FACILITY LOAN

Quick payouts: Funds are available within 1 hour.

Flexible: You can get up to 4 additional reloans without having to reapply (Your Emergency Facility Loan is approved for a period of 5 months).

Convenient: Reloans can be done telephonically – no need to visit a branch.

Discounted: Each consecutive reloan has a lower interest rate; therefore, your repayment becomes less on each cycle.

Debit Order Loan (Short-Term)

Quick payouts: Funds are available within 24 hours.

Quick repayments: A smaller loan amount means your payback term is shorter and you pay less interest over shorter terms.

Easy access: Funds are easily accessible.

 

LOAN CALCULATOR


Apply now

Please select your loan product

9 + 5 =

HOW OUR LOAN APPLICATION WORKS

FEEL FREE TO TALK TO US

Select-Africa-Call
7806 1762
Select-Africa-Whats-app-icon

7806 7000

Connect with Us

FaceBook
Instagram
Instagram
BUSINESS OVERVIEW

​Select Limited was established in Eswatini in 1999 and has grown to become the dominant micro lender in the market, by both brand and market share. Select has 5 branch offices in Eswatini, namely, Manzini, Mbabane, Nhlangano, Piggs Peak and Siteki.

Select offers a full suite of retail credit financial products in Eswatini. The target market is salaried employees in the lower to middle income section of the employed market. Additional benefits such as credit life insurance and funeral cover insurance are included as part of the credit facility, as a means of socially enhancing the credit product.

Select has broadened its product range to become a comprehensive provider of retail financial services. This includes the Short-Term Loan (Debit Order Loan), available exclusively to private-sector employees, and the Emergency Loan (Payday Loan).

 

Select Limited Short-Term Loan

The Select Limited Short-Term Loan is a personal loan available to private-sector clients, offering amounts of up to E25,000 with a repayment period of up to 24 months.

 

Select Limited Emergency Loan

The Select Limited Emergency Facility Loan is a payday loan that provides amounts of up to E5,000, with a one-time repayment due at the end of the month.

 

Select Limited Flexi Facility Loan

The Select Limited Flexi Facility Loan is a long-term loan available to Eswatini’s civil servants, including government, parastatal, and municipal employees. Loan amounts go up to E270,000, with repayment terms of up to 84 months.

 

 

BRANCHES

Manzini Head office

Physical Address:
Ground Floor,
Liqhaga House,
Nkoseluhlaza Street,
Manzini, Eswatini

Postal Address:
PO Box 2924,
Manzini, M200
Eswatini

Telephone Number:
24 06 6600

Manzini Branch

Branch Manager: Patience Dlamini

Physical Address:
Ground Floor,
Liqhaga House,
Nkoseluhlaza Street,
Manzini, Eswatini

Email: 
dlaminip@sms.co.sz

Telephone Number:
24 06 6636


Mbabane Branch

Branch Manager: Mandisa Masilela

Physical Address:
Ground Floor, Nedbank Building,
Swazi Plaza, Mbabane,
Street: Corner of Sozisa & Dr. Sishayi Road,
Mbabane
Eswatini

Email:
masilelam@selectafrica.net

Telephone Number:
24 06 6402

Nhlangano Branch

Branch Manager: Melissa Marvis

Physical Address:
Nhlangano SPTC Building
Ground Floor, Nhlangano
Eswatini

Email:
marvism@selectafrica.net

Telephone Number:
24 06 6802

Piggs Peak Branch

Branch Manager: Melusi Hlophe

Physical Address:
Ground Floor, SNPF Building
Evelyn Baring Street
Piggs Peak
Eswatini

Email:
hlopheM@sms.co.sz

Telephone Number:
24 06 6503

Siteki Branch:

Branch Manager: Zandile Mabuza

Physical Address:
Lubombo Mall, Shop 14
Flametree Park,
Siteki
Eswatini

Email:
mabuzaz@sms.co.sz

Telephone Number:
23 43 4402

MANAGEMENT TEAM
News

August 2024

Select Limited Paints Hlatikhulu Central Primary School

On August 7, the Select Limited team in Eswatini partnered with the Red Cross to make a significant impact at Hlatikhulu Central Primary School in the Shiselweni region. As part of the Select Sikhula Nawe Schools Renovation project, launched in June 2024, the team dedicated a day to painting and refurbishing the school for the children and teachers. This initiative reflects Select Limited’s unwavering commitment to developing underserved communities.

Hlatikhulu Central Primary School

Hlatikhulu Central Primary School After the Rain Damage

With a generous contribution of E400,000, Select Limited has been instrumental in repairing, roofing and painting four schools affected by storms, demonstrating our dedication to improving infrastructure and education. This effort aligns seamlessly with our vision of servicing the unbanked and entry-level retail credit market, often overlooked by formal banking sectors. Select Limited continues to lead the way in fostering growth and opportunities in the communities that need it the most.

CSI Initiative

The Select Limited Team Painting Hlatikhulu School

CSI Initiative

The Select Limited Team

 

May 2024
Select’s 2024 Schools Renovation Initiative

Over the past four years, Select Limited has been running a successful school shoe project called the “Select Sikhula Nawe School Shoe Campaign”, which has helped thousands of children attend school with pride and dignity. However, this year we believe it’s time to explore other needs within the education sector which forms part of our biggest clientele.

   

 

March 2024
Select Limited sponsors the Eswatini Schools Sport Association

Select Limited is honored to partner with and sponsor the Eswatini Schools Sport Association, presenting a cheque worth E30,000. The Senior Inspector of Sports and Culture, along with the ESSA President, Treasurer, and Secretary, were delighted with the sponsorship for the children.

CSI Initiative

Select Limited Hands Over the Cheque

CSI Initiative

Cheque Handover

 

Read more about Select Limited’s visions here