Products
Select one of the product names on the left to view the description on the right.
EMERGENCY FACILITY LOAN
Debit Order Loan
EMERGENCY FACILITY LOAN
Quick payouts: Funds are available within 1 hour.
Flexible: You can get up to 4 additional reloans without having to reapply (Your Emergency Facility Loan is approved for a period of 5 months).
Convenient: Reloans can be done telephonically – no need to visit a branch.
Discounted: Each consecutive reloan has a lower interest rate; therefore, your repayment becomes less on each cycle.
Debit Order Loan (Short-Term)
Quick payouts: Funds are available within 24 hours.
Quick repayments: A smaller loan amount means your payback term is shorter and you pay less interest over shorter terms.
Easy access: Funds are easily accessible.
LOAN CALCULATOR
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HOW OUR LOAN APPLICATION WORKS
STEP 1
STEP 2
STEP 3
STEP 4
Step 2
Reach out to our Call Centre and a consultant can call you to facilitate the completion of the loan application.
Step 3
Sign and send the loan documents or we can send an agent to assist where it’s convenient for you (eg: Your home or at work.)
Step 4
Your application will be assessed and upon approval, the money will be transferred to your chosen account. T&C’s apply
BUSINESS OVERVIEW
Select Limited was established in Eswatini in 1999 and has grown to become the dominant micro lender in the market, by both brand and market share. Select has 5 branch offices in Eswatini, namely, Manzini, Mbabane, Nhlangano, Piggs Peak and Siteki.
Select offers a full suite of retail credit financial products in Eswatini. The target market is salaried employees in the lower to middle income section of the employed market. Additional benefits such as credit life insurance and funeral cover insurance are included as part of the credit facility, as a means of socially enhancing the credit product.
Select has broadened its product range to become a comprehensive provider of retail financial services. This includes the Short-Term Loan (Debit Order Loan), available exclusively to private-sector employees, and the Emergency Loan (Payday Loan).
Select Limited Short-Term Loan
The Select Limited Short-Term Loan is a personal loan available to private-sector clients, offering amounts of up to E25,000 with a repayment period of up to 24 months.
Select Limited Emergency Loan
The Select Limited Emergency Facility Loan is a payday loan that provides amounts of up to E5,000, with a one-time repayment due at the end of the month.
Select Limited Flexi Facility Loan
The Select Limited Flexi Facility Loan is a long-term loan available to Eswatini’s civil servants, including government, parastatal, and municipal employees. Loan amounts go up to E270,000, with repayment terms of up to 84 months.
BRANCHES
Manzini Head officePhysical Address: Postal Address: Telephone Number: | Manzini BranchBranch Manager: Patience Dlamini Physical Address: Email: Telephone Number: |
Mbabane BranchBranch Manager: Mandisa Masilela Physical Address: Email: Telephone Number: | Nhlangano BranchBranch Manager: Melissa Marvis Physical Address: Email: Telephone Number: | Piggs Peak BranchBranch Manager: Melusi Hlophe Physical Address: Email: | Siteki Branch:Branch Manager: Zandile Mabuza Physical Address: Email: Telephone Number: |
MANAGEMENT TEAM
News
August 2024
Select Limited Paints Hlatikhulu Central Primary School
On August 7, the Select Limited team in Eswatini partnered with the Red Cross to make a significant impact at Hlatikhulu Central Primary School in the Shiselweni region. As part of the Select Sikhula Nawe Schools Renovation project, launched in June 2024, the team dedicated a day to painting and refurbishing the school for the children and teachers. This initiative reflects Select Limited’s unwavering commitment to developing underserved communities.
Hlatikhulu Central Primary School After the Rain Damage
With a generous contribution of E400,000, Select Limited has been instrumental in repairing, roofing and painting four schools affected by storms, demonstrating our dedication to improving infrastructure and education. This effort aligns seamlessly with our vision of servicing the unbanked and entry-level retail credit market, often overlooked by formal banking sectors. Select Limited continues to lead the way in fostering growth and opportunities in the communities that need it the most.
The Select Limited Team Painting Hlatikhulu School
The Select Limited Team
May 2024
Select’s 2024 Schools Renovation Initiative
Over the past four years, Select Limited has been running a successful school shoe project called the “Select Sikhula Nawe School Shoe Campaign”, which has helped thousands of children attend school with pride and dignity. However, this year we believe it’s time to explore other needs within the education sector which forms part of our biggest clientele.
March 2024
Select Limited sponsors the Eswatini Schools Sport Association
Select Limited is honored to partner with and sponsor the Eswatini Schools Sport Association, presenting a cheque worth E30,000. The Senior Inspector of Sports and Culture, along with the ESSA President, Treasurer, and Secretary, were delighted with the sponsorship for the children.
Select Limited Hands Over the Cheque
Cheque Handover
Read more about Select Limited’s visions here.